Victoria's First Home Buyers Grant, or First Home Owners Grant (FHOG), is a government program that seeks to make homeownership accessible to first-home buyers. The grant provides an upfront payment of $10,000 towards the purchase or building of a new
To make sense of the Australian property market in 2025, you need to secure the best home loan to suit your budgetary goals. As the Sydney and Melbourne residential markets exhibit diverging trends in response to fluctuating interest rates, buyers
Sydney's property market is one of the most dynamic as well as competitive in Australia. It sometimes proves to be a challenging proposition for a first-time buyer or a homeowner wishing to refinance his/her mortgage, to navigate through this maze
Despite having an irregular income, your borrowing capacity could reach up to AUD 1.5 million with the right guidance from mortgage brokers in Sydney. This significant lending potential exists even for those with non-traditional income patterns. However, securing a home loan
The recent RBA rates announcement marks a significant shift in Australia's monetary landscape, with the first rate cut since 2020 bringing the cash rate down from 4.35% to 4.1%. As a result, if you have a $500,000 mortgage, you could
Did you know that hidden costs can add up to $40,000 to your dream of buying a home in Australia? While the purchase price might seem straightforward, the reality is far more complex. For instance, a $500,000 property in Queensland
Property values in Australia have shown remarkable movement, with Perth experiencing a staggering 76.8% increase since COVID-19 began. This significant shift has created a complex landscape for anyone considering a home loan in Australia today. In fact, with property values
Do you freelance or own a business and struggle to obtain home loans in Sydney due to irregular income patterns? Worry not, you are not alone. The majority of successful business owners and freelancers suffer from the same issue when
Imagine saving $80,000 in interest payments on your home loan in Australia. This isn't a far-fetched dream - it's a realistic outcome that many Australian homeowners have achieved through strategic loan management. In fact, paying off your home loan in
It is in today's Sydney housing market that you might see what looks like a very good home loan interest rate of 7.92%, yet when fees are included, you will pay a whopping 8.27%. This stark difference indicates why good