Loans for businesses come in all shapes and sizes. We have access to many business lenders who can provide finance for your business, our brokers will guide you through what can become a complex process and provide insights into decisions that need to be made on:
• Loan term
• Market rate v cash rate
• Fixed v variable
• Interest only v principle and interest
Commercial property finance has its intricacies and should not be mistaken for general business finance. Loan structures for commercial property investment have their complexities as well and we will guide you on interest rate structures, interest cover ratio, loan term to wale and yield.
Setting up a Self Managed Super Fund (SMSF) can be a way to take control of your superannuation and borrowing within the fund can play a part in this strategy. There are a range of lenders who can facilitate loans for residential or commercial properties within the super fund.
All businesses require vehicles for day to day use – our finance solutions are a cost effective way to invest in new assets. Furthermore vehicle finance is quick to implement with approvals possible in 1 day and in some cases without the need for financial statements.
Equipment finance solutions for all type of equipment including yellow goods, plant, machinery, cranes and fit outs. Equipment finance is also a cashflow solutions as it assists businesses spread repayments across the useful life of the equipment.
Specialist finance solutions are in place for individuals and business within the medical industry. One key advantage of a medico facility is access to higher LVRs without the need fo lenders mortgage insurance.
Lenders will also extend at high LVRs for the purchase of new businesses or the fit out of practices.
Finance solutions are in place for business customers who are part of accredited franchise systems. These loans allow you to lend against the goodwill in the franchise model often without having property security in place. Franchise loans can allow the customer to access business finance if they meet the requirements of the franchisor as these are commonly the lender requirements too.