Personal Finance

Solutions for home owners looking to finance their own property. Home loans come in all forms and include features such as offset, redraw, fixed or variable repayments, family guarantee etc.

Home loans can be packaged which for an annual fee include the banks other facilities such as cards, accounts and discounts on other services, or can be stand alone which do not come with the perks but have lower fees and interest rates.

Thinking of refinancing? A cheaper rate may just be one benefit – cashback offers have become common industry practice and can be received when a refinance occurs.

Australians love property and especially property investing. Investment property loans will help you to reach financial freedom by financing residential property. Investment property loans have similar features to home loans however the core element with investments is to optimise your overall income and debt levels. We put strategies in place to match your personal goals and retirement plans.

Stuck with your current lender? We have solutions to assist property investors looking to make that next investment quicker!

We have a range of personal lenders on our panel who can provide funding to individuals on an unsecured shorter term basis. Personal loans can be used for a range of purposes including; purchase of small assets/equipment, gap funding, debt consolidation, small investments etc

Also known as line of credit facilities, equity access loans will help you to unlock the equity in a property without the need to make recurring principle repayments. These facilities will have a term in line with a typical home loan but will have interest only repayments with the debt to be cleared at the completion of the term.

Low or Alternative (Alt) doc loans are for self employed customers who cannot provide financials in line with lender requirements. These facilities are also handy for business owners who have experience change in their business and need access to funding before the end of the financial year.

A low doc solution can help to bridge the gap between todays business performance and when year end financial statements are produced.