Are you a first-time home owner in Australia who wishes to save and invest for your future? With Efficient Capital, you are presented with the best refinance home loans, supported by expert counsel and special market deals, tailored to first-time
Let’s face it, credit cards can be super handy. Whether it's for rewards points, cashback, or just buying yourself some extra time before your next payday, Aussies love the flexibility. So it’s no surprise that many homeowners eventually ask: “Can
The Reserve Bank of Australia (RBA) continues to surprise home owners, investors, and economists alike, as they once again made news with their monetary policy announcement. At its July 2025, monetary policy meeting, the RBA Australia firmed up the positions
Victoria's First Home Buyers Grant, or First Home Owners Grant (FHOG), is a government program that seeks to make homeownership accessible to first-home buyers. The grant provides an upfront payment of $10,000 towards the purchase or building of a new
To make sense of the Australian property market in 2025, you need to secure the best home loan to suit your budgetary goals. As the Sydney and Melbourne residential markets exhibit diverging trends in response to fluctuating interest rates, buyers
As the Reserve Bank of Australia (RBA) navigates the delicate arena of monetary policy, recent reductions in the rate have brought a whirlwind of activity into the financial arena. With the official cash rate standing at 3.85% in May 2025,
Home loan refinance can be a great business decision where you can reduce the monthly payment, shorten your loan term, or cash in equity to invest in other properties. If you do have the right approach, you can save thousands
If you're retired (or getting close) and feeling the pinch with rising costs, there’s a way to get extra money without selling your home. It’s called home equity release, and it basically lets you use the value of your home
Home loan rates in Australia: Australian homeowners and homebuyers have been on a rollercoaster with interest rates these past few years. After years of rate hikes, a fresh wave of optimism is sweeping the property market. Home loan rates in
Australian homeowners and borrowers are waiting with bated breath as the Reserve Bank of Australia reduced the official cash rate recently. Every time the central bank does this, it instantly creates speculation around mortgage costs, economic forecasts, and broader financial