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July 2025

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Bad Credit Car Loans

Bad Credit Car Loans in Australia: How to Get Approved Fast in 2025

Many Australians face the challenge of securing loans with less-than-perfect credit. If that’s something holding you back.  Here’s the good news: Accessibility to secure bad credit car loans in 2025 has increased. For that, you should have the right information

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best refinance home loans

Best Refinance Home Loans for First-Time Homeowners in Australia

Are you a first-time home owner in Australia who wishes to save and invest for your future? With Efficient Capital, you are presented with the best refinance home loans, supported by expert counsel and special market deals, tailored to first-time

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self managed super fund

Why Buying Residential Property in Self Managed Super Fund is a Million-Dollar Mistake | Efficient Capital

Investing through a self managed super fund (SMSF) is a mainstream strategy for those Australians who seek greater control of their retirement wealth. However, using your SMSF to invest in residential property especially through SMSF loans is a costly, long-term

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Can You Pay Your Mortgage with a Credit Card

Can You Pay Your Mortgage with a Credit Card in Australia? Here’s the Truth

Let’s face it, credit cards can be super handy. Whether it's for rewards points, cashback, or just buying yourself some extra time before your next payday, Aussies love the flexibility. So it’s no surprise that many homeowners eventually ask: “Can

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rba australia

RBA Australia Rates Decision Twist Could Give Homeowners Surprise Lifeline

The Reserve Bank of Australia (RBA) continues to surprise home owners, investors, and economists alike, as they once again made news with their monetary policy announcement. At its July 2025, monetary policy meeting, the RBA Australia firmed up the positions

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first home buyers grant

First Home Buyers Grant in Victoria: Updated Rules & Benefits

Victoria's First Home Buyers Grant, or First Home Owners Grant (FHOG), is a government program that seeks to make homeownership accessible to first-home buyers. The grant provides an upfront payment of $10,000 towards the purchase or building of a new

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Business Loan Interest Rates

Business Loan Interest Rates in Australia 2025: Compare the Best Rates Today

Business loan interest rates in Australia have seen a shift in 2025. People running a business should have clarity on these matters. Whether you're borrowing to grow or upgrade equipment, stay ahead. The rate you lock in can make or

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best home loan

Best Home Loan Options as Sydney and Melbourne House Prices Diverge Amid Rate Changes

To make sense of the Australian property market in 2025, you need to secure the best home loan to suit your budgetary goals. As the Sydney and Melbourne residential markets exhibit diverging trends in response to fluctuating interest rates, buyers

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Business Lending

Business Lending in Australia: A Simple Guide for Entrepreneurs

If you're an entrepreneur in Australia, you’ve probably thought about getting a loan at some point, whether it’s to grow your business, buy new equipment, or cover short-term expenses. But what exactly is business lending, and how does it work? In

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The Ultimate Guide to Finding the Best Home Loan Rates

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