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Author: efficient-capital

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How to Build a Strong Financial Profile for Better Loan Approval

Better Loan Approval Hacks: Build a Financial Profile That Demands a Yes

The credit score you have now can play a pivotal role in your financial future, specifically when you are searching for better loan approval. Payment history comprises 35 percent of your overall FICO score. Whether you are applying for a

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RBA rate

Understanding the Impact of RBA Interest Rate Changes on Borrowers in Australia

The latest RBA rates announcement is a big change for Australia's monetary environment, with the first rate cut since 2020 reducing the cash rate from 4.35% to 4.1%. And that means if you're a homeowner with a $500,000 mortgage, you

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business loans in Australia

Unsecured vs. Secured Business Loans in Australia: Which One Suits Your Business?

Choosing between business loans in Australia will significantly determine the financial future of your company, with secured loans having loan amounts between $750,000 and $50 million, while unsecured loans have a maximum amount of $750,000. Differences do not stop there with

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sydney mortgage broker

Choose the Right Sydney Mortgage Broker | Match Your Home Loan Needs

It is worth getting the best Sydney mortgage broker when you are buying a house or refinancing your current loan. You have so many options, and it is worth knowing how to select a good broker so that you can

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The Role of Mortgage Brokers in Refinancing Your First Home Loan

Refinancing your first home loan: The Role of Mortgage Brokers in Home Loan Refinancing Process

Refinancing your first home loan can free financial independence and future savings. Refinancing with the correct individuals can be daunting without specialists, so Sydney mortgage brokers become essential in undertaking this task. The financial experts have access to numerous lenders

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mortgage broker in sydney

How to Spot a Reliable Mortgage Broker in Sydney?

Did you know that nearly 77% of new Australian home loans are now arranged through a mortgage broker in Sydney or other major cities? This growing trend shows how vital brokers have become in helping Australians navigate the complex world

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Home buyers in Australia

First-Home Buyers in Australia- Best Guide to Government Grants and Incentives

Did you know you may be able to buy your first home in Australia with a 2% deposit? In fact, the Australian government has a range of schemes to assist home buyers in Australia, with up to $50,000 available under

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Interest-Only Home Loans in Australia

The Pros and Cons of Interest-Only Home Loans in Australia

Interest-only home Loans have become a popular financing strategy among Australian homeowners and property investors nowadays. These loans provide an appealing initial advantage and significantly lower monthly repayments during the early years. However, behind this short-term relief lies a more

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mortgage broker in sydney

The Effective Role of Business Loans in Australia in Diversifying Revenue Streams

Small businesses power Australia's economy. They make up 97% of the country's 2.6 million businesses. These small firms don't just survive - they dominate the market by providing two-thirds of private sector jobs and generating nearly 60% of company profits.

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The Ultimate Guide to Finding the Best Home Loan Rates

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