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July 21, 2026

Does Buy Now, Pay Later Affect Your Home Loan Application?

A $50 instalment can feel almost irrelevant next to a home loan worth hundreds of thousands of dollars. So why does buy now pay later attract so much attention when Australians start thinking about a mortgage? One mortgage industry report suggested

July 15, 2026

Mortgage Broker vs Bank: Which Option Saves More Money?

Blogs, Mortgage Brokers

by efficient-capital

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Mortgage brokers facilitated 76.7% of all new residential home loans in Australia during the December 2025 quarter. Those loans were worth $142.2 billion. At the same time, major banks have been working to bring more borrowers back through their direct