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August 11, 2025

How RBA Rate Cut Effects Housing Market in Australia

As Australia moves into warmer months, a potent mix of circumstances is poised to propel the property market, none more impactful than the recent and upcoming reductions to the Reserve Bank of Australia (RBA) cash rate. In Efficient Capital's opinion,

June 19, 2025

RBA Interest Rate Cut: Will Home Loan Repayments Fall After the Cut?

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Australian homeowners and borrowers are waiting with bated breath as the Reserve Bank of Australia reduced the official cash rate recently. Every time the central bank does this, it instantly creates speculation around mortgage costs, economic forecasts, and broader financial