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August 19, 2025

Investment Loan Rates in 2025: What Property Investors Need to Know

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The lending game has changed in 2025. For Australian property investors, it’s no longer enough to simply chase the next opportunity. The finer details of your loan, especially the rate, could decide whether your returns hold up five years from

March 5, 2025

The Pros and Cons of Interest-Only Home Loans in Australia

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by efficient-capital

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best home loans, Home Loan Options, Home Loans in Australia, Interest-only home loans, Mortgage Rates, mortgage strategies, property investment loans

Interest-only home loans can look appealing with their drastically reduced first-year payments. Though a $500,000 mortgage at 4.8% interest can be paid for with only $2,010 monthly payments during the interest-only period, this figure then spikes considerably to $3,250 once