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July 23, 2025

Why Buying Residential Property in Self Managed Super Fund is a Million-Dollar Mistake | Efficient Capital

efficient capital, home buyers, Personal Finance, self managed super fund, smsf, smsf lending, smsf loan, smsf loans australia

Investing through a self managed super fund (SMSF) is a mainstream strategy for those Australians who seek greater control of their retirement wealth. However, using your SMSF to invest in residential property especially through SMSF loans is a costly, long-term

March 21, 2025

Better Loan Approval Hacks: Build a Financial Profile That Demands a Yes

Blogs, Home Loans

by efficient-capital

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Better Loan Approval, Credit Management, credit score, Financial Profile, home loan approval, Home Loan Sydney, loan approval, Loan Eligibility, Personal Finance, Strong Credit

The credit score you have now can play a pivotal role in your financial future, specifically when you are searching for better loan approval. Payment history comprises 35 percent of your overall FICO score. Whether you are applying for a