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July 2, 2025

Interest Rates Fall – How Banks Are Muddying the Waters for Savers

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As the Reserve Bank of Australia (RBA) navigates the delicate arena of monetary policy, recent reductions in the rate have brought a whirlwind of activity into the financial arena. With the official cash rate standing at 3.85% in May 2025,

March 17, 2025

Unsecured vs. Secured Business Loans in Australia: Which One Suits Your Business?

Blogs, Business Loans

by efficient-capital

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business financing, Business loans in Australia, interest rates, loan approval, loan comparison, secured loans, small business funding, startup loans, Unsecured Loans, working capital

Choosing between business loans in Australia will significantly determine the financial future of your company, with secured loans having loan amounts between $750,000 and $50 million, while unsecured loans have a maximum amount of $750,000. Differences do not stop there with