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July 2, 2025

Interest Rates Fall – How Banks Are Muddying the Waters for Savers

australia mortgage rates, best home loan rates australia, first time home buyers, Home buyers in Australia, home loan rate, interest rate australia falls, interest rate falls, interest rates, mortgage rate australia

As the Reserve Bank of Australia (RBA) navigates the delicate arena of monetary policy, recent reductions in the rate have brought a whirlwind of activity into the financial arena. With the official cash rate standing at 3.85% in May 2025,

March 17, 2025

Unsecured vs. Secured Business Loans in Australia: Which One Suits Your Business?

Blogs, Business Loans

by efficient-capital

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business financing, Business loans in Australia, interest rates, loan approval, loan comparison, secured loans, small business funding, startup loans, Unsecured Loans, working capital

Choosing between business loans in Australia can significantly impact your company's financial future, with secured loans offering amounts from $750,000 to $50 million, while unsecured loans typically cap at $750,000. The differences don't stop at loan amounts. Secured loans, requiring collateral